Building

Business

Credit

Building business credit is essential for securing financing, negotiating better terms with suppliers, and ensuring your business’s financial health. This eBook provides a step-by-step guide to help you establish and build business credit in the United States.

Buy Now

*Avaliable in PDF, ePUB, Mobi & Kindle.

Download the Free Checklist Here

I agree to terms & conditions provided by the company. By providing my phone number, I agree to receive text messages from the business.

Resources Covered In the

Building Business Credit Book

Unleash Your Legal Superpowers - Establish Your Business Legally

Step One - Resources:

U.S. Small Business Administration (SBA) https://www.sba.gov/
Here you get a Free LLC, also available Corp, Nonprofits and Legal Setup & Support. CLICK HERE
IRS EIN Application
CLICK HERE
Secretary of State website.

Here is a Free Resource Directory https://www.e-secretaryofstate.com/

Ignite Your Launch - Set Up

Business Operations

Step Two - Resources:

Banks that provide Business Banking: Chase Business Banking for example.
Local Banks and Credit Unions and online only banking check review websites like:
https://www.bestmoney.com/
https://www.nerdwallet.com/
Google VOIP Services, RingCentral, Vonage Business
Regus Virtual Office.
Local UPS Stores and Post Offices that offer street addresses.
Wix Website Builder, Google Workspace, ect.
All in One Platform Software which includes email marketing, CRM, calendar, website and email. CLICK HERE

Dominate the Spotlight - Get Your Business Listed Everywhere

Step Three - Resources:

Google My Business, Yelp for Business, Facebook, LinkedIn, Twitter, Instagram, ect. and 411 Directory

Very IMPORTANT:
Be sure all your social media is consistent with the information, logo, links, ect.
Use List Yourself to https://www.listyourself.net/ListYourself/ submits to thousands of Directories

NOTE: A business landline will be automatically added by your local phone company.

also a good LOCAL platform Alignable https://www.alignable.com

Unlock Your Financial Identity - Establish Powerful Credit Profiles

Step Four - Resources:

Experian Business, Equifax Business, Dun & Bradstreet

NOTE: Setup your D&B 1ST, once you have established credit reporting with companies that report to Experian & Equifax then you will have business files with them.
D-U-N-S Number Application
setting up your FREE Insights account to obtain your D&B number as well as: PAYDEX® Score, Delinquency Score, Failure Score, Maximum Credit Recommendation & Supplier Evaluation Risk (SER)
NOTE : Your Personal Credit is STILL Very Important, MOST Business Funding is given with Personal credit scores over 650 keep it managed with an online manager CLICK HERE
You can also Monitor Personal & Business Credit Files with Nav

Supercharge Your Finances - Open Essential Credit Accounts

Step Five - Resources:

FedEx, Grainger Industrial Supply, Uline, Office Garner, The CEO Creative, Business TShirt Club which all give Net 30 Tradelines.
American Express Business Cards, Capital One Spark Business Cards (some examples) Shop a marketplace at NAV and contacting a professional funding advisor for guidance to simplify the funding solutions since they have access to a large Business Funding Marketplace of Lenders & Opportunities.CLICK HERE
Staples Business Credit, Office Depot/Office Max,Home Depot Pro, Lowes Business, Amazon Business (Some examples)

REMINDER: APPLY for all business accounts with your EIN and D&B numbers.

Master the Credit Balancing Act - Manage Credit Like a Pro

Step Six - Resources:

Quicken, QuickBooks, Xero, Nerd Wallet, Simplifi are some examples.
My Figures Money Manager simplifies all the complexities of managing your business & personal bank accounts, credit cards, loans and transactions and gives you the power to reconcile them all in one place! CLICK HERE
Personal Credit is STILL Very Important, MOST Business Funding is given with Personal credit score over 650 keep it managed CLICK HERE
You can also Monitor All your Business Credit Files & Personal in One Place
with NAV
Dun & Bradstreet Credit Insights Business Credit

Achieve Credit Mastery - Build and Monitor Your Score Relentlessly

Step Seven - Resources:

Nav (provides access to multiple business credit reports), CreditSafe.I recommend Personal credit
Personal Credit is STILL Very Important, MOST Business Funding is given with Personal credit score over 650 keep it managed CLICK HERE
SCORE Mentors, National Association of Credit Management (NACM).
Contact multiple funding advisors to put together a game plan for your business credit and funding.
7 Figures Funding - Apply Here
ROK Financial - Apply Here
David Capital - Apply Here

Ignite Explosive Growth - Expand Credit Opportunities Strategically

Step Eight - Resources:

Speak With A Business Financing Advisor Get Same Day Funding
$10,000 - $5 Million, 6 Months to 10 Year Terms ROK Financial - Apply Here
Access a complete funding marketplace with a personal funding advisor, No negative impact to your credit. Rates as low as 0% for up to 18 months. 7 Figures Funding -Apply Here
Business Funding Platform Finds Best Funding! One stop. Best offers. Free Application. No Obligation. David Capital - Apply Here
Join over 250,000 small business owners who have built business credit history and managed credit with Nav
D&B Credit Insights and Business Credit Profile Monitoring

Nail Your Funding Pitch - Create Irresistible Funding Packages

for Lenders

Step Nine - Resources:

SBA Business Plan Guide
Score Business Plan Templates
QuickBooks Financial Statements Guide
My Figures Money Manager simplifies financial statements all in one place! CLICK HERE
D&B Credit Insights and Business Credit Profile Monitoring
Obtain Personal Credit Files
HERE
You can also Monitor Business Credit Files & Personal in One Place with Nav

Discover the Ultimate Funding Goldmine - Explore Various Lucrative Funding Types

Step Ten - Resources:

Traditional Bank Loans:
SCORE: Offers free business mentoring and resources for creating business plans (SCORE Business Mentoring).
Local Small Business Development Centers (SBDCs):Provide assistance in preparing financial documents and business plans.
SBA Loans:
SBA Website: Provides detailed information on loan programs and application processes (SBA Loans).
Lender Match: A free online tool from the SBA that connects small businesses with SBA-approved lenders (SBA Lender Match).
Business Lines of Credit:
Fundera: Provides a comparison tool for business lines of credit (Fundera Business Line of Credit).
Nav:Offers insights into credit scores and connects businesses with financing options (Nav Business Credit).
Business Credit Cards:
NerdWallet: Offers reviews and comparisons of business credit cards (NerdWallet Business Credit Cards).
Credit Karma: Provides credit card recommendations based on your credit profile (Credit Karma Business Credit Cards).
Merchant Cash Advances:
Fundera: Offers information and comparisons for merchant cash advances (Fundera Merchant Cash Advances).
Business.org: Provides insights into the pros and cons of merchant cash advances
Invoice Financing:
BlueVine: Offers invoice financing solutions (BlueVine Invoice Financing).
Fundbox: Provides quick and easy invoice financing options (Fundbox Invoice Financing).
Equipment Financing:
Crest Capital: Specializes in equipment financing (Crest Capital Equipment Financing).
Balboa Capital: Offers equipment financing options (Balboa Capital Equipment Financing).
Microloans:
Accion: A leading microlender providing small business loans (Accion Microloans).
Kiva: A nonprofit that offers interest-free microloans (Kiva Microloans).
Crowdfunding:
Kickstarter: A popular platform for creative projects (Kickstarter).
Indiegogo: A flexible crowdfunding platform (Indiegogo).
Grants:
Grants.gov: A database of federal grant opportunities.
Small Business Innovation Research (SBIR): A program offering grants for small businesses engaged in research and development.
Hello Alice: Resource For Small Business Grants and Resources
Angel Investors:
AngelList: A platform connecting startups with angel investors (AngelList).
Gust: Offers tools and resources for startups seeking investment (Gust).
Venture Capital:
Crunchbase: A database of venture capital firms and funding rounds (Crunchbase).
PitchBook: Provides data on venture capital firms and investments (PitchBook).
Peer-to-Peer Lending:
LendingClub: A peer-to-peer lending platform for small businesses (LendingClub).
Funding Circle: A platform connecting small businesses with investors (Funding Circle).
Personal Loans:
Bankrate: Provides comparisons of personal loan offers ([Bankrate Personal Loans])

➡️Get Credit & Funding HERE:

Talk with the Financial Advisors at these Business Funding Marketplaces

They will assist you on knowing what you need to getting the best funding in one stop. Best offers. Free Application. No Obligation. No Hard Personal Credit Inquiries.

7 Figures Funding - Apply Here

ROK Financial - Apply Here

David Allen Capital - Apply Here

REMINDER - Not all Funding, Funding Marketplaces or Advisors are created equal. Do your shopping and due diligence. Apply with your EIN and D&B number.

Please Let us Know How We Can Support You Further!

What Our Readers Are Saying

Stephanie's insights and knowledge about getting business funding and credit is so thoroughly laid out in a concise and easy to understand way. The checklist that she provides for each chapter is super helpful to refer back to, especially as a new business owner doing this for the first time!

Catherine McLean

CEO, The Trail to Freedom
https://www.thetrailtofreedom.com/free-million-dollar-playbook

Building Business Credit is a must have for every entrepreneur.

Whether you are brand new at this whole business thing, or you

have done this a time or two.

This guide answers all the

questions and cuts through the boredom and overwhelm to get

you right to where you want to be. A legal business on it’s way

to making a difference in this world. I highly recommend this

book from my good friend Stephanie Pimental, who has been

instrumental in setting my business up for success.

Bethany Kennedy

Co-Founder of TRUE Abundance.us
www.trueabundance.us

As a newbie in the entrepreneurial world, this book is a straightforward, step-by-step guide that helped me understand the journey it takes to build business credit. As I began my business, all I had was an idea. I never knew about all of the legal stuff, let alone using business credit to help me finance my idea. I was using my own money for the longest time, until I could no longer afford to move ahead without "new" money. What Stephanie has done with this roadmap is made it easy and clear as to what to do first, second, third, and so on, until one meets with success. The book is a delight to read; it sounds as if a trusted friend is sitting with me over coffee, explaining just how to do it! Thanks, Stephanie! I'll be sharing this valuable information with others.

Susan Tabaka-Kritzeck

Founder of Tenacious Teachers and Your

Fascination Factor

yourfascinationfactor.com

About

Stephanie Pimental

My name is Stephanie Pimental, I have been called the credit lady and the money lady but that is not how I started out. Like many children, I was never given any real education about money and credit. I grew up in a broken home, and food stamps and foster care which did little to teach me anything about money, credit and business.

Being immersed for over 2 decades with supporting business owners and investors with financial & credit issues, including real estate law, bankruptcy law, corporate law and credit law as a legal assistant. I am continuously obtaining more financial education and gather more tools to be able to support as many business owners & investors in moving toward their BIG Purpose.

I want this book to be an easy to follow guide for any business owner or investor to start, grow and maintain your business credit and business credit files so that you can have ongoing capital to fund your businesses and investments to support you in your BIG Purpose.